Services
Membership Benefits
Check out our retailer-specific features and benefits.
- Strong and stable with approximately 1,000 members
- Our experienced adjusters are ready to listen when you have a questionable or claim related issue
- Licensed professional adjusters manage each claim and are available to represent employers by attending hearings with the Administrative Law Judges
- Proprietary claim system allows for on-line reporting, claim detail by multiple locations and real time reporting of all claim activities
- Loss control services include establishing a safety program to meet the needs of the individual company and its employees
- Aggressive return to work objectives in place
- Reserves are adequately and conservatively set on each individual claim, as well as additional reserves known as “IBNR” (Incurred But Not Reported), as required by the Commonwealth
- The Fund purchases excess insurance coverage through an A-rated carrier
- Medical cost containment
- Fraud and/or subrogation investigation
Accounting
Our experts can manage the books while you watch the store.
Claims
Report claims 24/7 online, by phone, or by fax.
Loss Prevention
KRFSIF is your partner in safety.
Underwriting
We have cost-effective coverage for all your employees.