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Membership Benefits

Check out our retailer-specific features and benefits.

  • Strong and stable with approximately 1,000 members
  • Our experienced adjusters are ready to listen when you have a questionable or claim related issue
  • Licensed professional adjusters manage each claim and are available to represent employers by attending hearings with the Administrative Law Judges
  • Proprietary claim system allows for on-line reporting, claim detail by multiple locations and real time reporting of all claim activities
  • Loss control services include establishing a safety program to meet the needs of the individual company and its employees
  • Aggressive return to work objectives in place
  • Reserves are adequately and conservatively set on each individual claim, as well as additional reserves known as “IBNR” (Incurred But Not Reported), as required by the Commonwealth
  • The Fund purchases excess insurance coverage through an A-rated carrier
  • Medical cost containment
  • Fraud and/or subrogation investigation
ccmsi logoOur third party administrator, CCMSI, is Service Organization Control 1 Certified. SOC 1 standards are designed to ensure that in-house accounting and other internal processes are effective and strictly in order.


Our experts can manage the books while you watch the store.


Report claims 24/7 online, by phone, or by fax.

Loss Prevention

KRFSIF is your partner in safety.


We have cost-effective coverage for all your employees.