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Privacy Policy and Terms of Use

Privacy Policy

Kentucky Retail Federation Self Insurers Fund (KRFSIF) takes your privacy seriously. We do not sell customer information. We will only share your information for the purposes of placing your insurance and as otherwise permitted by law. This Privacy Disclosure outlines our information sharing practices and the measures we take to safeguard that information.


Information We Collect

We collect nonpublic financial information as required by the insurance companies, including information we receive from applications or required questionnaires. We also collect information about your transactions with us, our affiliates, or previous insurers; such as your policy coverage, claim information, premiums and payment history.

Information We Share

We do not disclose any nonpublic financial information about our customers or former customers to anyone, except as permitted by law.

Information Security

We restrict access to nonpublic financial information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic financial information.


Terms of Use


KRFSIF grants permission to view, copy, print and distribute the information found on this Web site provided its use is for internal informational purposes only, and no modification is made to any materials. Any other use, reproduction or distribution must be first approved by KRFSIF.

KRFSIF makes no representation or warranty whatsoever and assumes no responsibility or liability whatsoever in connection with the accuracy, completeness, or currency of the materials or the suitability, functionality, or operation of the materials on this or any other site which may be hyperlinked to this site. KRFSIF is in no way responsible for the views, content or accuracy of any site that is either hyperlinked to or from this site, nor does KRFSIF endorse any content or products that may be advertised or noted on these sites. Information on this Web site is subject to change at any time without prior notice.

Limitation of Liability. KRFSIF provides these materials and Web site on an “As Is” “When Available” basis without warranty of any kind, express or implied, including but not limited to any implied warranty of merchantability or fitness for a particular purpose or non-infringement. In no event will MEGA be liable for any damages, including but not limited to special, indirect, incidental or consequential damages, or for acts of negligence arising in connection with any information, result, error, omission, defect, delay or system malfunction relating to KRFSIF’s website regardless of whether KRFSIF has been advised of the possibility of such damages. Access to this website may be monitored and use of this site constitutes consent to monitoring.

WARNING: Unauthorized access to secured databases or circumvention of security measures on this Web site may be a violation of state and federal laws. Read our Privacy Policy.